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Foreign exchange rates are always on the move, so it’s wise to check out the charts before you make your payment.

Interbank rates, also commonly referred to as market rates, are the official live conversion rates for a given currency pair.

That’s why their buy and sell rates are so different from each other.

At OFX, we offer consistently good exchange rates and professional 24/7 service, so you can move your money when you want to. *Survey conducted by Galaxy Research on behalf of OFX (August 2016). Question: if you wanted to send money overseas, would you use a bank?

At OFX, our margins are substantially less, so the more you use our service the more you save. Banks know that 80% of consumers will use their bank to transfer money overseas.* They don’t have to offer competitive rates, because many people are unaware of the margins they charge.

Use our “Get Extra” widget to see how much you could save when you transfer with OFX instead of using your bank or log in to get a live quote. Similarly, retail currency exchange providers who have outlets at the airport know you’re desperate to have the money before your trip.

Scroll through the months to view the FMIX schedule of holiday hours and closings. FMIX Hours of Operation The FMIX hours of operation are Monday through Friday, am through pm Eastern Standard Time (Eastern Daylight Time).

Answer: Half (48%) believe that the approximate bank charges to transfer ,000 overseas are a ‘bank rip-off’, and a further 27% say that the cost is ‘very high’ (75% say that the bank charges are ‘very high’ or a ‘rip-off’).

Wednesday, November 25, 2009 - Day before Thanksgiving: hours are 8 am to 5 pm.

Monday - Wednesday, December 21 -23, 2009: hours are 8 am to 5 pm.

Monday, October 12, 2009 - Columbus Day: hours are 8 am to 5 pm.

Wednesday, November 11, 2009 - Veteran's Day: hours are 8 am to 5 pm.

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Closings Monday, September 7, 2009 - Labor Day: the FMIX is closed.